银行与储蓄
Banks & Saving
银行的功能以及人们使用银行的原因；银行账户是存钱的安全之处；银行存款可以赚取利息；儿童储蓄账户
What banks do and why people use them; bank accounts as safe places for money; that savings in a bank can earn interest; children's savings accounts
学习证据 / Evidence
- 用简单的话解释银行的作用（保管钱财安全，让人储蓄）
- 描述利息的含义（银行因为你存钱而额外付给你一点钱）
- 说出一个银行账户比把钱都放在家里更安全的原因
- Explain what a bank does in simple terms (keeps money safe, lets you save)
- Describe what interest means (the bank pays you a little extra for keeping money there)
- Name one reason a bank account is safer than keeping all your money at home
评估问题 / Assessment
{{name}}能解释一下银行是做什么的，以及为什么人们把钱存在银行而不是全部放在家里吗？
Could {{name}} explain what a bank does and why people put their money there instead of keeping it all at home?